Look here for Tips and Tricks for managing your finances
Steering a boat against the wind and waves is a lot like steering your finances against the uncertainty of Life. In either situation you need a way to steer toward your destination. If at the end of each month you feel like you have no control maybe you should give simple home finances a look!
Read MoreComplaining about something does not change it! Many complain about losing sleep worrying about money, running up credit cards, eating eggs or noodles for a month to pay a bill they had but did not plan for. Well it is time to stop complaining and do something about it!
Read MoreWe all know what we see when we look in the mirror and a bank statement is a financial mirror simply showing us what we did. What we also know by looking in the mirror is if we want to change what we see then we have to change what we do!
Read MoreMonitoring something is not that same as managing something. Monitoring something is like keeping score, managing something is how you change the score!
Read MoreIf you are like most people you pull out your credit or debit card day after day paying for all types of things, but then you don’t really have a way to get those into your spending plan to see if you are over spending, so these expenses act like leaks that leak your income.
Read MoreStrategies for managing spending are based on taking key steps to better manage the money we have, these can apply to many decisions we will make.
Read MoreThe keys to Managing Money have remained unchanged for centuries but the tools available have changed dramatically. Having those tools does not replace these keys to Managing Money which is our job to do.
Read MoreWhy do I need to have a Spending Plan? Isn’t it just a sheet with my expenses on it? First, let’s make clear what a Spending Plan is and what it is not! A Spending Plan is a plan for how you want to spend and save the money you have. Read that again. It’s that simple! Creating your spending plan allows for a moment of realization, and can show you how to change your ways to keep your finances balanced!
Read MoreWhy don’t people use a budget? There are probably more reasons than those listed here but really there is no good reason not to use and follow a budget if you want to manage your spending and have money left at the end of the month!
Read MoreThere should be no question about what a budget should do and what a spending plan should do since they are just different terms for the same thing, “a plan used to decide the amount of money that can be spent and how it will be spent”
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