Keys To Financial Freedom from Debt
Master Spending and Debt, adds the following to Master Spending; an additional Spending Plan section called Debt Spending and My Debts which is a Debt Management tool for paying down up to 20 debts. Debt information summarizes on the My Finances page right below Goal Planning and both the Planned and Actual costs for debts are considered throughout the toolkit summaries.
This is a summary of your finances each month, your home finance dashboard.
Master Spending and Debt general CAPABILITIES
Like Master Spending this software summarizes your financial information on My Finances, breaking the Spending Plan (Budget) into separate sections, getting to the sheet you want either by clicking a link or clicking on the tab at the bottom of the workbook. This product provides integrated capability designed to put you completely in control of your finances while spending 5 to10 minutes a week of your time.
While this may sound crazy, it is real to those of us who use this tool. Two key things enable this: First, goals and debts are integrated with the Spending Plan and the Spending Plan was built to fix most of the budgeting issues people face. Secondly, the planning process is built to support a weekly planning cycle based on a proven management process.
If you read our blog “Accounting vs Planning” you will learn about this simple process we naturally use for almost everything in life and when you follow this process you may actually look forward to managing your finances each week because, maybe for the first time, you will feel in control. But it won’t happen unless you can make that choice and embrace the change. One of the big side benefits is you stop worrying about money and start sleeping better.
To make sure this is for you these are the money management issues we fix and have reviewed elsewhere on this site:
This system helps you stay on top of paying your bills telling you what is due and what did not get paid in earlier weeks. You can set the due day or date a week early so you pay bills early every time.
This system helps you set aside money each month to pay for irregular bills.
This system helps you see where you are over spending your Spending Plan and where planned money is available during the month.
This system helps you plan the pay down of your debts and follow your plan, planning for debt consolidation and debt stacking (aka debt snowball)
This system helps you save for goals following the SMART method (Specific, Measurable, Achievable, Relevant and Time bound)
This system can help you increase your Credit Score by paying bills on time and eliminating debt (while maximizing your available credit).
When you use these tools and follow a weekly process of paying bills and importing transactions over time, you will likely spend 5 to 10 minutes a week on your finances.
Master Spending and Debt adds the following specific Debt capabilities:
Managing Debts
Easily setup credit card and installment debts (up to 20 debts)
Plan consolidating or prioritizing the payoff of your debts (prioritize by Highest Rate, Lowest Balance or Shortest Payback).
On the Debt Spending section:
Debts are populated when you setup your debts
The top priority debt is highlighted
You set Due Days (1-31) on the loans here
You can apply payments on loans, track your payback and view the payment history
Delete loans in a click (all data, all payments gone in a snap)
Guarantee
This product has a 30 day guarantee, we will refund your money if you are not satisfied in the first 30 days.
We will address each support issue, reported to our on line support form, via phone or email, whichever you provide.
System Requirements: These are excel based products, please see System Requirements by clicking the link below.
Works on windows PC’s and laptops.
Note: This product is not subscription based and is priced under $100
We are renewing our code signing certificates and the shop is closed, no downloads are available at this time!