Financial Freedom In Ten Minutes a Week
What would you do if money was no object? Become debt-free? Buy a vacation home? Travel with your family?
This is what financial freedom can look like.
At Simple Home Finances, we want to help you set goals and achieve them, all while making sure the bills are paid. We believe that with our system, anyone can accomplish their financial goals while staying out of debt; whether you make $40,000 a year or $400,000.
With our proven system, we believe we can help you to find your way to lifelong financial health.
Keys to SHF Master Money and Debt
Never Make a Late Payment
Late fees are among the worst ways people spend money. When you pay late fees, you’re spending money on absolutely nothing.
How can you make sure bills are paid on time and avoid paying for nothing?
SHF Master Spending and Debt has you covered, our system reminds you when bills need to be paid and lets you know if one wasn’t paid on time.
What about irregular bills that surprise you throughout the year, like insurance?
SHF Master Spending and Debt calculates exactly how much money you should save each month to pay for all of your irregular bills and keeps you accountable to pay them on time.
Proactively Control your Spending
Do you run out of money at the end of the month? How do you know where you have spent more than you planned?
SHF Master Spending and Debt offers the ability to import bank and credit card transactions and apply them to your spending plan, including multiple discretionary transactions to each category. It’s easy to see where you spent more than you budgeted for.
Other budgeting software has you check your spending at the end of the month, but we believe they have it backwards. If you don’t monitor your spending until the end of the month then it won’t really matter anymore, will it? The money is already spent and checking your past “trends” won’t bring it back.
Check out the How It Works page to see how we flip the script to put you in control.
Attain your Goals
The trick to saving money isn’t quite as simple as “don’t spend it”. In reality, it’s far more effective to save money with a particular goal in mind. It’s human psychology, we run faster when running toward a finish line than running with no end in sight.
First, we help you build a habit of paying bills on time and controlling spending on non-essentials. Then we recommend you follow the SMART method for setting and achieving goals. Increase your success by setting goals that are; Specific, Measurable, Acceptable, Realistic and Time-Bound.
Pay Off Debt For Good
How can you get out of debt when all you can afford is the minimum payment?
SHF Master Spending and Debt shows you how the amount you pay each month impacts the total cost of your debt. The system also compares against your available Income in your plan, so you can pay off debts without sacrificing anywhere else.
What if you have a lot of different debts, which one should you pay off first?
Prioritization is the key to efficiency. SHF Master Spending and Debt can help by providing a method to prioritize the payoff of your debts. The system allows you to focus on debt with the the highest rate, lowest balance or shortest payback.
Also to avoid adding to a credit card for unexpected expenses, you can set aside Planned money for these in the Monthly Spending section (top two categories).
SHF Retirement Planning key capabilities
Plan for Retirement
We all want to retire well, but few actually do, what stands between you and retirement? What if you didn’t start saving early enough?
An old Chinese proverb goes: “The best time to plant a tree was 20 years ago. The second best time is now.”
If retiring is the goal for you, then now is the time to create a retirement plan! The sooner you do, the more time you’ll have to make adjustments and the more your assets will grow.
With SHF Retirement Planning, you can track retirement savings including your IRA’s,401K’s or 403B’s and retirement income such as Social Security, Annuities, an inheritance you may have coming, or a reverse mortgage.
Manage your finances:
PLAN
Plan how you should spend and save your money. Put your dollars to work!
do
Follow your Plan and adjust to what happens.
REVIEW
Check planned vs actual, modify and repeat, accounting for all expenses.
Following proven principles (feel free to download these pdf's)
These products have a 30 day guarantee, we will refund your money if you are not satisfied in the first 30 days.
We will address each support issue. You can report to our online support form or contact us via phone or email.
Who will this help?
Anybody can use these products but, may fit these people best:
If you are not comfortable with managing your finances on the web.
If you use your phone primarily for texting and calling
If you know, what Excel is and have it on your desktop
If you want an easy way to manage your money and do not want to spend much time on it.
Simple Home Finances products will work for you.
System Requirements: These are Microsoft Excel based products and work only on windows platforms, make sure you meet the System Requirements, click the SHF Requirements link below.
Security: These products are scanned for viruses and malware and are digitally signed with an SHA-2 code signing certificate. Despite this you may see warning messages from your browser and/or from windows. Rest assured we have done all that we can to ensure these products are safe for you to download and install.
Master Your Money - Secure Your Financial Future - Sleep Well at Night!
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