Retirement Planning

Plan to retire! Determine what you need to do in order to retire! Work your plan and achieve your retirement goals!

Retirement planning is critical for anyone who wants to retire. It's never too early to start planning for your retirement. Simple Home Finances Retirement toolkit is a comprehensive toolkit that allows you to organize, plan and manage your retirement finances before and during retirement, so that you can achieve your retirement goals!

Social Security is going broke and pensions are under or completely un-funded. The truth is YOU must prepare for your own retirement. You cannot trust the government or your employer to do it for you.

Simple Home Finances Retirement toolit is a comprehensive retirement planning and management toolkit designed for planning your retirement finances before and during retirement. You can figure out when and how you can retire by using this toolkit!

Planning retirement using this toolkit includes planning and managing:

Retirement projections based on:

• You and your spouses current age
• You and your spouse's projected retirement age
• You and your spouse's projected life expectancy age
• An inflation rate you set
• A projected federal income tax rate
• A return rate you set for pre retirement savings
• A return rate you set for post retirement savings
• A return rate you set for each investment account
• You and your spouse's retirement savings
• You and your spouse's retirement income
• You and your spouse's future lump sum incomes
• You and your spouse's planned work in retirement

The consumption of savings and income based on:

• Establishing ages you and your spouse will start withdrawing from your retirement savings and income accounts.
• Using all, some or none of your retirement income accounts.
• Retirement living costs established by a budget you create or a monthly living cost you set in today's dollars.
• Inflated living costs using the inflation rate you set and you and your spouse's remaining work years.
• Taxes due in retirement based on the tax rate you enter.
• Taxes on savings calculated based on these tax types: tax deferred, taxed and tax free.
• Tax Penalties calculated for early withdrawal of tax deferred savings.
• Taxes on income(s) calculated based on these tax types: taxed or tax free.

Retirement Planning is the command center for planning your retirement. From Retirement Planning you can click directly to the Retirement Budget, Retirement Report, Savings Workbench or Summary Report worksheets and click the logo to Return.

Note: Also checkout The Retirement Reportand Savings Workbench in the Evaluate toolkit.

Auto Updating:

• As the toolkit is refined and new features are added, our auto update process will update your file with those changes (free of charge!).

If you want to find a way to retire and you need a better retirement plan, then Simple Home Finances Retirement Toolkit is what you need!

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