Debt Management

Get control of your debt! Create a plan to payoff your debts! Follow your plan and become debt free!

Getting out of debt is one of the keys to mastering money. It requires discipline to organize, plan and manage paying off debt. Simple Home Finances Loan Toolkit helps you organize, plan and manage the payoff of your loans, so you can become debt free!

Banks and credit card companies bombard you with advertising but typically they do not help you get out of debt. YOU must take charge of paying off your debts.

Simple Home Finances Loan Toolkit provides extensive loan planning and management capability designed to help you payoff your debt. You can take control of your debt by using this toolkit!

Debt Management using this toolkit includes planning and managing:

• Your installment loans
• Your home equity loans
• Paying off your Credit Cards by treating them like installment loans.
• Your conventional mortgage
• the pre-payment of on your loans at any point during the payback of a loan.
• the refinancing of your loans at any point during the payback of a loan.
• Interest, Principal and Escrow that you owe due to missed or short payments.
• the pay back of Interest, Principal and Escrow owed
• Interest forgiven by a lender

The Loan Workbench application is the command center for managing your debt:

• Your current mortgage and loan information is fed in to the application.
• The application has direct links to the Loan Management, Mortage Management and Summary Report worksheets, allowing you to click directly to each of these and then click the logo to return.
• The application determines the appropriate payoff priority of your loans.
• The application allows you to model pre paying loans while showing you how it will impact the balance between your current income and budget.
• The application enables you to model the consolidation of some or all of your loans into a single new loan, showing you how it impacts the balance between your current income and budget.

Auto Updating:

• As the toolkit is refined and new features are added, our auto update process will update your file with those changes (free of charge!).

If you are struggling with debt and want to take control, then Simple Home Finances Loan toolkit is what you need!